We aim to present everything in a fair and balanced way, allowing you to make up your own mind about whether you wish to take regulated financial advice.

The aim of this section of the website is to give you information on the main difference between a defined benefit and defined contribution scheme

  • The Pros and Cons of a Defined Benefits scheme compared with a Defined Contribution scheme.
  • The type of people who take benefits from a Defined Benefits scheme and the type of people who transfer out of them.
  • The view is that most people are best advised to stay in a Defined Benefits scheme. The Financial Conduct Authority and Pensionhelp expectation is that advisers are to start from the position that a transfer is not suitable.

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