We aim to present everything in a fair and balanced way, allowing you to make up your own mind about whether you wish to take regulated financial advice.

The aim of this section of the website is to give you information on the main difference between a defined benefit and defined contribution scheme

  • The Pros and Cons of a Safeguarded Benefits scheme compared with a Defined Contribution scheme.
  • The type of people who take benefits from a Safeguarded Benefits scheme and the type of people who transfer out of them.
  • The view that most people are best advised to stay in a Safeguarded Benefits scheme and the Financial Conduct Authority Pensionhelp expectation that advisers are to start from the position that a transfer is not suitable.

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