Disclaimer: Final Salary Pensions are suitable for the vast majority of members. Transferring from a final salary pension scheme is an irreversible decision and it could have a detrimental effect on your retirement planning. The detail on this website is for information purposes only and is not to be taken as a personal recommendation. Before taking any action, you should take financial advice from a suitably qualified independent financial adviser. Any potential advantages of transferring from a defined benefit scheme to a defined contribution scheme are often outweighed by the costs, risks and loss of benefits involved.
Richard joined the Financial Services Industry in 1988 and Pensionhelp in 2017. Richard is a Chartered Financial Planner, Fellow of the Personal Finance Society and Associate of the Chartered Insurance Institute.
Richard has worked over the years in both advisory and leadership roles within the industry. He has extensive experience that he brings to his role at Pensionhelp as a Pension Transfer Specialist.