FACT FINDING

One of our pensions advisers will speak to the referred client about background of case. We will complete a thorough fact find with the client.

We will gather any further information required from the ceding schemes.

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ASSESMENT

We will assess the information that we have received from both the client and the scheme.

We will then assess whether transfer is suitable, whether the member should take scheme benefits or take no action.

REPORTING

We will produce a Suitability report which we will issue directly to the client and address any queries that they have.

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IMPLEMENTAION

If the client wishes to go ahead with our final salary pension advice, if any action is required such as starting the scheme pension or completing the transfer process, we will implement this.

RETURN

If the outcome of our advice results in a new pension product, this can then be returned to the introducer with the client consent.

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